The Nazarene 403(b) Retirement Savings Plan is a specially designed, IRS-qualified group plan for lay and ministerial employees of Nazarene churches and church agencies, evangelists, and registered Nazarene chaplains. It is designed to provide a solid financial future with tax advantages for participants.

The plan offers participants the opportunity to participate in a traditional 403(b), a Roth 403(b), or both. These plans allow qualifying participants to enjoy such advantages as:

• A full spectrum of investment options with an opportunity to participate in some of the best individual mutual funds from the top families of funds with proven track records
• Contributions are immediately 100 percent vested—no matter their source.
• Traditional 403(b) salary deferrals and employer contributions are made pretax, allowing savings to grow faster.
• Roth 403(b) salary deferrals are made after tax, but may be received tax-free in retirement and passed on to a spouse or other heirs tax-free.
• Traditional 403(b) distributions for ministers at retirement may be received as tax-free housing allowance, subject to IRS limits.

Get Help with Your 403(b) Account

If you have questions or need help with anything related to your Nazarene 403(b) Retirement Savings Plan account, assistance is just a phone call away. You may speak with a Fidelity Investments retirement services specialist at 866-NAZARENE (866-629-2736) between the hours of 8:00 a.m. and midnight ET. The phone call is free and there is no charge for this service.

Fidelity Investments^® provides the record keeping services and the investment options for the Nazarene 403(b) Retirement Savings Plan. Fidelity is the nation’s largest mutual fund company and leading provider of financial services. They offer strong investment management capabilities, a commitment to ever-improving technological support, and a dedication to quality customer service.